Hemlo's BRF analysis
Bostadsrättsföreningen Gnistan
Org. no. 746000-1618 · Malmö
Summary
Bostadsrättsföreningen Gnistan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,825 kr per square metre and the annual fee is 880 kr per square metre per year. Smaller maintenance fund than 100% of associations in Malmö. The annual fee has decreased 4% over 1 years. The analysis highlights, among other things: Mycket svag balansräkning med negativ soliditet, Mycket hög räntekänslighet, Alla lån förfaller inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 66% of associations in Malmö
- Smaller maintenance fund than 100% of associations in Malmö
- Lower equity ratio than 98% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 1935
- Apartments
- 39
- Total area
- 1 911 m²
Identified risks
- Very weak balance sheet with negative equityCritical
- Very high interest-rate sensitivityHigh
- All loans fall due in the near futureHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,825 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre880 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Gnistan a financially healthy housing cooperative?
- Bostadsrättsföreningen Gnistan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Gnistan?
- The debt is 9,825 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 66% of associations in Malmö.
- How high is the fee in Bostadsrättsföreningen Gnistan?
- The annual fee is 880 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 4% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Gnistan has a health score of 6 out of 10.