Hemlo's BRF analysis
Bostadsrättsföreningen Varvsterrassen
Org. no. 769639-1528 · Malmö
Summary
Bostadsrättsföreningen Varvsterrassen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,806 kr per square metre and the annual fee is 948 kr per square metre per year. Higher equity ratio than 96% of associations in Malmö. The analysis highlights, among other things: Mycket hög räntekänslighet vid stigande ränta, Mycket hög skuldsättning per lägenhet och kvm, Stor refinansieringsrisk när två lån förfaller samtidigt.
Compared with neighbouring associations
- Higher debt per m² than 93% of associations in Malmö
- Higher fee per m² than 62% of associations in Malmö
- Smaller maintenance fund than 93% of associations in Malmö
- Higher equity ratio than 96% of associations in Malmö
Association facts
- Municipality
- Malmö
- Apartments
- 58
- Total area
- 3 781 m²
Identified risks
- Very high interest rate sensitivity in rising interest ratesCritical
- Very high debt per apartment and per m²Critical
- High refinancing risk when two loans mature at the same timeHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre14,806 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre948 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Varvsterrassen a financially healthy housing cooperative?
- Bostadsrättsföreningen Varvsterrassen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Varvsterrassen?
- The debt is 14,806 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Malmö.
- How high is the fee in Bostadsrättsföreningen Varvsterrassen?
- The annual fee is 948 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Varvsterrassen has a health score of 4 out of 10.