Hemlo's BRF analysis
Bostadsrättsföreningen Hamnutsikten på Hammarö
Org. no. 769634-9104 · Hammarö
Summary
Bostadsrättsföreningen Hamnutsikten på Hammarö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,353 kr per square metre and the annual fee is 835 kr per square metre per year. Higher equity ratio than 92% of associations in Hammarö. The annual fee has increased 14% over 4 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid små räntehöjningar, Mycket hög belåning per kvadratmeter, Ingen fonderad underhållsreserv.
Compared with neighbouring associations
- Higher debt per m² than 74% of associations in Hammarö
- Higher fee per m² than 77% of associations in Hammarö
- Smaller maintenance fund than 82% of associations in Hammarö
- Higher equity ratio than 92% of associations in Hammarö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Hammarö
- Built
- 2021
- Apartments
- 27
- Total area
- 1 968 m²
Identified risks
- Very high interest rate sensitivity to small interest rate increasesCritical
- Very high loan-to-value per square metreCritical
- No funded maintenance reserveHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,353 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre835 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Hamnutsikten på Hammarö a financially healthy housing cooperative?
- Bostadsrättsföreningen Hamnutsikten på Hammarö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Hamnutsikten på Hammarö?
- The debt is 13,353 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 74% of associations in Hammarö.
- How high is the fee in Bostadsrättsföreningen Hamnutsikten på Hammarö?
- The annual fee is 835 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 4 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Hamnutsikten på Hammarö has a health score of 6 out of 10.