Hemlo's BRF analysis

Brf BoKlok Sjökaptenen

Org. no. 769628-6678 · Hammarö

Acceptable, with remarksBased on the 2024 annual report · Analysed 24 Jun 2026

Summary

Brf BoKlok Sjökaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 780 kr per square metre per year. Lower debt per m² than 79% of associations in Hammarö. The annual fee has increased 7% over 4 years. The analysis highlights, among other things: Hög skuldsättning kombinerat med stor refinansieringsrisk, Mycket hög räntekänslighet vid ränteuppgång, Låg underhållsreserv kan tvinga fram avgiftshöjningar.

Compared with neighbouring associations

  • Lower debt per m² than 79% of associations in Hammarö
  • Higher fee per m² than 64% of associations in Hammarö
  • Smaller maintenance fund than 75% of associations in Hammarö
  • Higher equity ratio than 71% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²780 kr/m²
+7% over 4 yr20202024
Debt/m²10 271 kr/m²
-3% over 4 yr20202024
Equity ratio60 %
0 pp over 4 yr20202024

Association facts

Municipality
Hammarö
Built
2015
Apartments
34
Total area
2 508 m²

Identified risks

  • High indebtedness combined with a high refinancing riskCritical
  • Very high interest rate sensitivity in the event of a rate increaseHigh
  • Low maintenance reserves may force fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre780 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf BoKlok Sjökaptenen a financially healthy housing cooperative?
Brf BoKlok Sjökaptenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf BoKlok Sjökaptenen?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 79% of associations in Hammarö.
How high is the fee in Brf BoKlok Sjökaptenen?
The annual fee is 780 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf BoKlok Sjökaptenen has a health score of 5 out of 10.