Hemlo's BRF analysis

BRF Cleve

Org. no. 773200-0604 · Hammarö

Strong associationBased on the 2025 annual report · Analysed 30 Jul 2026

Top 10% in Hammarö

Summary

BRF Cleve receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,270 kr per square metre and the annual fee is 857 kr per square metre per year. Larger maintenance fund than 100% of associations in Hammarö. The annual fee has increased 13% over 2 years. The analysis highlights, among other things: Planerat stambyte med oklar tidplan och kostnadsbild, Liten underhållsfond i förhållande till framtida behov, Måttlig skuldsättning men känslig för kombination med stora underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 89% of associations in Hammarö
  • Higher fee per m² than 67% of associations in Hammarö
  • Larger maintenance fund than 100% of associations in Hammarö
  • Higher equity ratio than 67% of associations in Hammarö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²857 kr/m²
+13% over 2 yr20232025
Debt/m²3 270 kr/m²
+41% over 1 yr20242025
Equity ratio41 %
-10 pp over 2 yr20232025

Association facts

Municipality
Hammarö
Apartments
252
Total area
14 159 m²

Identified risks

  • Planned pipe replacement with unclear timeline and cost estimateHigh
  • Small maintenance fund in relation to future needsHigh
  • Moderate indebtedness but sensitive to the combination of major maintenance requirementsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,270 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre857 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Cleve a financially healthy housing cooperative?
BRF Cleve receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Cleve?
The debt is 3,270 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 89% of associations in Hammarö.
How high is the fee in BRF Cleve?
The annual fee is 857 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Cleve has a health score of 8 out of 10.