Hemlo's BRF analysis

Bostadsrättsföreningen Isolatorn

Org. no. 783800-0789 · Ludvika

Stable associationBased on the 2024 annual report · Analysed 1 Jul 2026

Summary

Bostadsrättsföreningen Isolatorn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,257 kr per square metre and the annual fee is 691 kr per square metre per year. The analysis highlights, among other things: Hög sannolikhet för kostsamt stambyte, Underhållsfonden är kraftigt underdimensionerad, Stor refinansiering nära i tiden.

Association facts

Municipality
Ludvika
Built
1954
Apartments
42
Total area
3 060 m²

Identified risks

  • High likelihood of costly plumbing replacementCritical
  • The maintenance fund is significantly underfundedCritical
  • Major refinancing soonHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,257 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre691 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Isolatorn a financially healthy housing cooperative?
Bostadsrättsföreningen Isolatorn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Isolatorn?
The debt is 1,257 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Isolatorn?
The annual fee is 691 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Isolatorn has a health score of 7 out of 10.