Hemlo's BRF analysis

Bostadsrättsföreningen Säfsbyn 5

Org. no. 769621-1684 · Ludvika

Stable associationBased on the 2025 annual report · Analysed 11 Sept 2026

Summary

Bostadsrättsföreningen Säfsbyn 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,285 kr per square metre and the annual fee is 1,094 kr per square metre per year. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket låg underhållsfond inför kommande underhåll, Lånet förfaller inom kort och måste refinansieras, Avgiftsnivån är redan förhöjd och har nyligen höjts.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 094 kr/m²
+5% over 1 yr2024–2025
Debt/m²5 285 kr/m²
-3% over 1 yr2024–2025
Equity ratio73 %
+1 pp over 1 yr2024–2025

Association facts

Municipality
Ludvika
Built
2010
Apartments
25
Total area
1 386 m²

Identified risks

  • Very low maintenance fund for upcoming maintenanceCritical
  • The loan is due soon and must be refinanced.High
  • The fee level is already increased and has recently been raisedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,285 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,094 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Säfsbyn 5 a financially healthy housing cooperative?
Bostadsrättsföreningen Säfsbyn 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Säfsbyn 5?
The debt is 5,285 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Säfsbyn 5?
The annual fee is 1,094 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Säfsbyn 5 has a health score of 7 out of 10.