Hemlo's BRF analysis

Bostadsrättsföreningen Kanoten i Karlstad

Org. no. 769631-6889 · Karlstad

Stable associationBased on the 2025 annual report · Analysed 17 Jul 2026

Top 38% in Karlstad

Summary

Bostadsrättsföreningen Kanoten i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,340 kr per square metre and the annual fee is 731 kr per square metre per year. Higher equity ratio than 89% of associations in Karlstad. The annual fee has increased 11% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Stor refinansieringsrisk inom 1–2 år.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Karlstad
  • Larger maintenance fund than 78% of associations in Karlstad
  • Higher equity ratio than 89% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²731 kr/m²
+11% over 3 yr20222025
Debt/m²11 340 kr/m²
-4% over 3 yr20222025
Equity ratio71 %
0 pp over 3 yr20222025

Association facts

Municipality
Karlstad
Built
2017
Apartments
130
Total area
9 069 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high debt per sqmCritical
  • Significant refinancing risk within 1–2 yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,340 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre731 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kanoten i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Kanoten i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kanoten i Karlstad?
The debt is 11,340 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Kanoten i Karlstad?
The annual fee is 731 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kanoten i Karlstad has a health score of 7 out of 10.