Hemlo's BRF analysis

Brf Muraren 7

Org. no. 773200-0323 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 12 Jun 2026

Top 9% in Karlstad

Summary

Brf Muraren 7 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,676 kr per square metre and the annual fee is 679 kr per square metre per year. Larger maintenance fund than 82% of associations in Karlstad. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Oklart stambyte i 60-talshus, Avgifterna är redan på väg upp, Fasadrenovering och större underhåll samtidigt som lånen förfaller.

Compared with neighbouring associations

  • Lower debt per m² than 65% of associations in Karlstad
  • Lower fee per m² than 66% of associations in Karlstad
  • Larger maintenance fund than 82% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²679 kr/m²
+16% over 2 yr20232025
Debt/m²2 677 kr/m²
-7% over 2 yr20232025
Equity ratio51 %
+3 pp over 2 yr20232025

Association facts

Municipality
Karlstad
Built
1960
Apartments
34
Total area
2 538 m²

Identified risks

  • Unclear pipe replacement in 1960s housing blocksCritical
  • Service charges are already on their way up.High
  • Façade renovation and major maintenance while the loans fall dueHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,676 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre679 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Muraren 7 a financially healthy housing cooperative?
Brf Muraren 7 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Muraren 7?
The debt is 2,676 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 65% of associations in Karlstad.
How high is the fee in Brf Muraren 7?
The annual fee is 679 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Muraren 7 has a health score of 9 out of 10.