Hemlo's BRF analysis

Bostadsrättsföreningen Kaptenen

Org. no. 769612-4572 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 23 Aug 2026

Summary

Bostadsrättsföreningen Kaptenen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,965 kr per square metre and the annual fee is 628 kr per square metre per year. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva upp avgiften kraftigt, Underhållsfonden är mycket låg i förhållande till framtida behov, Okänd status på stammar ökar risken för dyrt underhåll.

Association facts

Municipality
Karlstad
Built
2005
Apartments
14
Total area
1 812 m²

Identified risks

  • Very high sensitivity to interest rates can drive the fee up significantlyCritical
  • The maintenance fund is very low in relation to future needs.High
  • Unknown condition of the pipes increases the risk of expensive maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,965 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre628 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kaptenen a financially healthy housing cooperative?
Bostadsrättsföreningen Kaptenen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kaptenen?
The debt is 7,965 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Kaptenen?
The annual fee is 628 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kaptenen has a health score of 8 out of 10.