Hemlo's BRF analysis
Brf Kartberget
Org. no. 769627-4765 · Karlstad
Summary
Brf Kartberget receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 9,643 kr per square metre and the annual fee is 546 kr per square metre per year. Lower fee per m² than 94% of associations in Karlstad. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Hela lånestocken förfaller inom kort tid, Skuldsättningen är nära en nivå som kräver extra vaksamhet.
Compared with neighbouring associations
- Higher debt per m² than 80% of associations in Karlstad
- Lower fee per m² than 94% of associations in Karlstad
- Smaller maintenance fund than 60% of associations in Karlstad
- Higher equity ratio than 94% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 2018
- Apartments
- 32
- Total area
- 2 596 m²
Identified risks
- Very high interest-rate sensitivity can force fee increasesCritical
- The entire loan portfolio will mature in the near futureHigh
- The level of debt is close to a level that requires extra caution.High
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre9,643 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre546 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Kartberget a financially healthy housing cooperative?
- Brf Kartberget receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Kartberget?
- The debt is 9,643 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Karlstad.
- How high is the fee in Brf Kartberget?
- The annual fee is 546 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kartberget has a health score of 6 out of 10.