Hemlo's BRF analysis
Bostadsrättsföreningen Kompassen 9 i Kalmar
Org. no. 769621-8457 · Kalmar
Top 39% in Kalmar
Summary
Bostadsrättsföreningen Kompassen 9 i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 796 kr per square metre per year. Higher equity ratio than 97% of associations in Kalmar. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Låg underhållsfond ökar risken för avgiftshöjning, Nära låneförfall kan ge omförhandlingsrisk trots låg skuld, Oklart stambyte kan dölja stort framtida underhållsbehov.
Compared with neighbouring associations
- Lower debt per m² than 86% of associations in Kalmar
- Higher fee per m² than 62% of associations in Kalmar
- Smaller maintenance fund than 94% of associations in Kalmar
- Higher equity ratio than 97% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Apartments
- 7
- Total area
- 386 m²
Identified risks
- Low maintenance fund increases the risk of an increase in chargesHigh
- Close to loan maturity can create renegotiation risk despite low debtHigh
- Unclear pipe replacement may mask a large future maintenance requirementHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre796 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kompassen 9 i Kalmar a financially healthy housing cooperative?
- Bostadsrättsföreningen Kompassen 9 i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Kompassen 9 i Kalmar?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 86% of associations in Kalmar.
- How high is the fee in Bostadsrättsföreningen Kompassen 9 i Kalmar?
- The annual fee is 796 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kompassen 9 i Kalmar has a health score of 8 out of 10.