Hemlo's BRF analysis
Bostadsrättsföreningen Kompassen 9 i Kalmar
Org. no. 769621-8457 · Kalmar
Top 32% in Kalmar
Summary
Bostadsrättsföreningen Kompassen 9 i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 848 kr per square metre and the annual fee is 796 kr per square metre per year. Lower debt per m² than 98% of associations in Kalmar. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Låg underhållsfond ökar risken för avgiftshöjning, Nära låneförfall kan ge omförhandlingsrisk trots låg skuld, Oklart stambyte kan dölja stort framtida underhållsbehov.
Compared with neighbouring associations
- Lower debt per m² than 98% of associations in Kalmar
- Higher fee per m² than 61% of associations in Kalmar
- Smaller maintenance fund than 93% of associations in Kalmar
- Higher equity ratio than 96% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Apartments
- 7
- Total area
- 386 m²
Identified risks
- Low maintenance fund increases the risk of an increase in chargesHigh
- Close to loan maturity can create renegotiation risk despite low debtHigh
- Unclear pipe replacement may mask a large future maintenance requirementHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre848 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre796 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kompassen 9 i Kalmar a financially healthy housing cooperative?
- Bostadsrättsföreningen Kompassen 9 i Kalmar receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Kompassen 9 i Kalmar?
- The debt is 848 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 98% of associations in Kalmar.
- How high is the fee in Bostadsrättsföreningen Kompassen 9 i Kalmar?
- The annual fee is 796 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kompassen 9 i Kalmar has a health score of 8 out of 10.