Hemlo's BRF analysis

Brf Visaren

Org. no. 769636-1216 · Kalmar

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Brf Visaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,800 kr per square metre and the annual fee is 892 kr per square metre per year. Higher fee per m² than 84% of associations in Kalmar. The annual fee has increased 28% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Hög skuldsättning per kvm, Lånen förfaller samlat inom ett fåtal år.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Kalmar
  • Higher fee per m² than 84% of associations in Kalmar
  • Smaller maintenance fund than 74% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²892 kr/m²
+28% over 3 yr20222025
Debt/m²12 800 kr/m²
-3% over 3 yr20222025
Equity ratio63 %
0 pp over 3 yr20222025

Association facts

Municipality
Kalmar
Built
2018
Total area
1 125 m²

Identified risks

  • Very high interest-rate sensitivityCritical
  • High debt per square metre (kvm)Critical
  • The loans mature in one batch within a few yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,800 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre892 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Visaren a financially healthy housing cooperative?
Brf Visaren receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Visaren?
The debt is 12,800 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Kalmar.
How high is the fee in Brf Visaren?
The annual fee is 892 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 28% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Visaren has a health score of 6 out of 10.