Hemlo's BRF analysis
Bostadsrättsföreningen Lav Beta
Org. no. 769638-4572 · Umeå
Summary
Bostadsrättsföreningen Lav Beta receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 13,383 kr per square metre and the annual fee is 972 kr per square metre per year. Smaller maintenance fund than 95% of associations in Umeå. The analysis highlights, among other things: Mycket hög räntekänslighet, Hög koncentration av låneförfall, Mycket hög skuldsättning per kvm.
Compared with neighbouring associations
- Higher debt per m² than 87% of associations in Umeå
- Higher fee per m² than 71% of associations in Umeå
- Smaller maintenance fund than 95% of associations in Umeå
- Higher equity ratio than 76% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 2022
- Apartments
- 43
- Total area
- 2 839 m²
Identified risks
- Very high interest rate sensitivityCritical
- High concentration of loan maturitiesCritical
- Very high debt per sqmCritical
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre13,383 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre972 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Lav Beta a financially healthy housing cooperative?
- Bostadsrättsföreningen Lav Beta receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in Bostadsrättsföreningen Lav Beta?
- The debt is 13,383 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen Lav Beta?
- The annual fee is 972 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lav Beta has a health score of 4 out of 10.