Hemlo's BRF analysis

HSB brf Mariehöjd 1 i Umeå

Org. no. 769628-9169 · Umeå

Acceptable, with remarksBased on the 2024 annual report · Analysed 13 Apr 2026

Summary

HSB brf Mariehöjd 1 i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 13,879 kr per square metre and the annual fee is 937 kr per square metre per year. Higher equity ratio than 75% of associations in Umeå. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Stor refinansieringsrisk 2025–2026.

Compared with neighbouring associations

  • Higher debt per m² than 74% of associations in Umeå
  • Higher fee per m² than 65% of associations in Umeå
  • Larger maintenance fund than 63% of associations in Umeå
  • Higher equity ratio than 75% of associations in Umeå

Association facts

Municipality
Umeå
Built
2016
Apartments
299
Total area
17 316 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical
  • High refinancing risk 2025–2026Critical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,879 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre937 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Mariehöjd 1 i Umeå a financially healthy housing cooperative?
HSB brf Mariehöjd 1 i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Mariehöjd 1 i Umeå?
The debt is 13,879 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 74% of associations in Umeå.
How high is the fee in HSB brf Mariehöjd 1 i Umeå?
The annual fee is 937 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Mariehöjd 1 i Umeå has a health score of 6 out of 10.