Hemlo's BRF analysis
HSB Bostadsrättsförening Skogen i Umeå
Org. no. 794000-4083 · Umeå
Top 8% in Umeå
Summary
HSB Bostadsrättsförening Skogen i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,726 kr per square metre and the annual fee is 826 kr per square metre per year. Lower equity ratio than 89% of associations in Umeå. The analysis highlights, among other things: Mycket låg underhållsfond ökar risken för avgiftshöjningar, Svag soliditet ger liten ekonomisk buffert, Stort refinansieringsbehov inom kort.
Compared with neighbouring associations
- Lower debt per m² than 86% of associations in Umeå
- Lower fee per m² than 65% of associations in Umeå
- Lower equity ratio than 89% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 1972
- Apartments
- 180
- Total area
- 12 072 m²
Identified risks
- Very low maintenance fund increases the risk of fee increasesCritical
- Weak solidity provides a small financial bufferHigh
- Significant refinancing need in the near termHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre3,726 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre826 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Skogen i Umeå a financially healthy housing cooperative?
- HSB Bostadsrättsförening Skogen i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Skogen i Umeå?
- The debt is 3,726 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 86% of associations in Umeå.
- How high is the fee in HSB Bostadsrättsförening Skogen i Umeå?
- The annual fee is 826 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skogen i Umeå has a health score of 9 out of 10.