Hemlo's BRF analysis

Bostadsrättsföreningen Lavskrikan 678 i Umeå

Org. no. 769633-5590 · Umeå

Weaknesses presentBased on the 2025 annual report · Analysed 26 Aug 2026

Summary

Bostadsrättsföreningen Lavskrikan 678 i Umeå receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,757 kr per square metre and the annual fee is 1,001 kr per square metre per year. Smaller maintenance fund than 89% of associations in Umeå. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Hög refinansierings- och ränterisk inom kort, Äldre fastighet med förhöjd stambytesrisk, Avgiften är redan hög och kan behöva höjas vidare.

Compared with neighbouring associations

  • Higher fee per m² than 64% of associations in Umeå
  • Smaller maintenance fund than 89% of associations in Umeå
  • Higher equity ratio than 69% of associations in Umeå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 001 kr/m²
+5% over 1 yr20242025
Debt/m²9 757 kr/m²
-8% over 1 yr20242025
Equity ratio64 %
+1 pp over 1 yr20242025

Association facts

Municipality
Umeå
Built
1954
Apartments
40
Total area
2 183 m²

Identified risks

  • High refinancing and interest rate risk in the near termCritical
  • Older property with an increased risk of pipe replacementHigh
  • The fee is already high and may need to be increased further.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,757 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,001 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Lavskrikan 678 i Umeå a financially healthy housing cooperative?
Bostadsrättsföreningen Lavskrikan 678 i Umeå receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Lavskrikan 678 i Umeå?
The debt is 9,757 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Lavskrikan 678 i Umeå?
The annual fee is 1,001 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lavskrikan 678 i Umeå has a health score of 4 out of 10.