Hemlo's BRF analysis

Bostadsrättsföreningen Lien, Karlstad

Org. no. 769623-8414 · Karlstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen Lien, Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 738 kr per square metre per year. Smaller maintenance fund than 97% of associations in Karlstad. The analysis highlights, among other things: Kraftiga avgiftshöjningar redan beslutade, Hög refinansieringsrisk när hela lånestocken förfaller 2025, Räntekänslighet som kan slå hårt mot avgifterna.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Smaller maintenance fund than 97% of associations in Karlstad
  • Higher equity ratio than 69% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
1929
Apartments
4
Total area
292 m²

Identified risks

  • Significant fee increases already approvedCritical
  • High refinancing risk when the entire loan stock matures in 2025High
  • Interest rate sensitivity that can hit the fees hardHigh

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre738 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Lien, Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Lien, Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Lien, Karlstad?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Lien, Karlstad?
The annual fee is 738 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lien, Karlstad has a health score of 5 out of 10.