Hemlo's BRF analysis

Bostadsrättsföreningen Södertull i Karlstad

Org. no. 769638-4754 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 31 Aug 2026

Summary

Bostadsrättsföreningen Södertull i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,960 kr per square metre and the annual fee is 984 kr per square metre per year. Higher fee per m² than 94% of associations in Karlstad. The annual fee has increased 20% over 3 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Ingen upprättad underhållsplan.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Karlstad
  • Higher fee per m² than 94% of associations in Karlstad
  • Smaller maintenance fund than 72% of associations in Karlstad
  • Higher equity ratio than 93% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²984 kr/m²
+20% over 3 yr2022–2025
Debt/m²11 960 kr/m²
-3% over 3 yr2022–2025
Equity ratio76 %
+15 pp over 3 yr2022–2025

Association facts

Municipality
Karlstad
Built
2021
Apartments
61
Total area
4 362 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest-rate sensitivityCritical
  • No maintenance plan preparedCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,960 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre984 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Södertull i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Södertull i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Södertull i Karlstad?
The debt is 11,960 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Södertull i Karlstad?
The annual fee is 984 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Södertull i Karlstad has a health score of 6 out of 10.