Hemlo's BRF analysis
Bostadsrättsföreningen Smedjegatan 1-3
Org. no. 773200-0216 · Karlstad
Summary
Bostadsrättsföreningen Smedjegatan 1-3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,609 kr per square metre and the annual fee is 588 kr per square metre per year. Lower fee per m² than 88% of associations in Karlstad. The analysis highlights, among other things: Möjligt stambyte utan dokumenterad plan, Möjlig behov av extra finansiering vid större underhåll, Ensam och kortfristig lånebild kan kräva snabb omförhandling.
Compared with neighbouring associations
- Lower debt per m² than 75% of associations in Karlstad
- Lower fee per m² than 88% of associations in Karlstad
- Larger maintenance fund than 66% of associations in Karlstad
- Higher equity ratio than 69% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 1957
- Apartments
- 18
- Total area
- 1 243 m²
Identified risks
- Possible pipe replacement without documented planCritical
- Potential need for additional financing for major maintenanceHigh
- A single and short-term loan arrangement may require rapid renegotiationHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre1,609 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre588 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Smedjegatan 1-3 a financially healthy housing cooperative?
- Bostadsrättsföreningen Smedjegatan 1-3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Smedjegatan 1-3?
- The debt is 1,609 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Smedjegatan 1-3?
- The annual fee is 588 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Smedjegatan 1-3 has a health score of 6 out of 10.