Hemlo's BRF analysis

Bostadsrättsföreningen Nygatan 16 i Kalmar

Org. no. 769638-8243 · Kalmar

Clear risksBased on the 2024 annual report · Analysed 20 Jun 2026

Summary

Bostadsrättsföreningen Nygatan 16 i Kalmar receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,610 kr per square metre and the annual fee is 1,053 kr per square metre per year. Higher fee per m² than 92% of associations in Kalmar. The annual fee has increased 26% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Ingen underhållsfond trots framtida underhållsbehov.

Compared with neighbouring associations

  • Lower debt per m² than 87% of associations in Kalmar
  • Higher fee per m² than 92% of associations in Kalmar
  • Smaller maintenance fund than 87% of associations in Kalmar
  • Higher equity ratio than 68% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 053 kr/m²
+26% over 2 yr2022–2024
Debt/m²12 610 kr/m²
-2% over 2 yr2022–2024
Equity ratio69 %
0 pp over 2 yr2022–2024

Association facts

Municipality
Kalmar
Built
1926
Apartments
19
Total area
1 348 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high debt per sq mCritical
  • No maintenance fund despite future maintenance needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,610 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,053 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Nygatan 16 i Kalmar a financially healthy housing cooperative?
Bostadsrättsföreningen Nygatan 16 i Kalmar receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Nygatan 16 i Kalmar?
The debt is 12,610 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Kalmar.
How high is the fee in Bostadsrättsföreningen Nygatan 16 i Kalmar?
The annual fee is 1,053 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 2 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Nygatan 16 i Kalmar has a health score of 3 out of 10.