Hemlo's BRF analysis

BRF Drottning Margareta i Kalmar

Org. no. 769636-1034 · Kalmar

Acceptable, with remarksBased on the 2024 annual report · Analysed 17 Jun 2026

Summary

BRF Drottning Margareta i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 15,727 kr per square metre and the annual fee is 782 kr per square metre per year. Smaller maintenance fund than 100% of associations in Kalmar. The annual fee has increased 27% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Extrem räntekänslighet vid små ränteförändringar, Underhållsfonden är tom.

Compared with neighbouring associations

  • Higher debt per m² than 98% of associations in Kalmar
  • Smaller maintenance fund than 100% of associations in Kalmar
  • Lower equity ratio than 65% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²782 kr/m²
+27% over 1 yr20232024
Debt/m²15 727 kr/m²
0% over 1 yr20232024
Equity ratio48 %
-1 pp over 2 yr20222024

Association facts

Municipality
Kalmar
Apartments
13
Total area
658 m²

Identified risks

  • Very high debt per m²Critical
  • Extreme interest-rate sensitivity to small interest rate changesCritical
  • The maintenance fund is empty.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,727 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre782 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Drottning Margareta i Kalmar a financially healthy housing cooperative?
BRF Drottning Margareta i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Drottning Margareta i Kalmar?
The debt is 15,727 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Kalmar.
How high is the fee in BRF Drottning Margareta i Kalmar?
The annual fee is 782 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 27% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Drottning Margareta i Kalmar has a health score of 5 out of 10.