Hemlo's BRF analysis

Brf Framsta 2

Org. no. 769620-9324 · Kalmar

Stable associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 49% in Kalmar

Summary

Brf Framsta 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,222 kr per square metre and the annual fee is 831 kr per square metre per year. Higher equity ratio than 77% of associations in Kalmar. The annual fee has increased 29% over 3 years. The analysis highlights, among other things: Kombination av lågt underhållssparande och kommande stambyte, Refinansieringsrisk kring 2026 kombinerat med pågående investeringar, Skuldsättning som kan bli tung i en liten förening.

Compared with neighbouring associations

  • Higher fee per m² than 70% of associations in Kalmar
  • Smaller maintenance fund than 64% of associations in Kalmar
  • Higher equity ratio than 77% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²831 kr/m²
+29% over 3 yr20222025
Debt/m²5 222 kr/m²
0% over 3 yr20222025
Equity ratio70 %
0 pp over 3 yr20222025

Association facts

Municipality
Kalmar
Built
1987
Apartments
24
Total area
1 915 m²

Identified risks

  • Combination of low maintenance savings and upcoming pipe replacementCritical
  • Refinancing risk around 2026 combined with ongoing investmentsHigh
  • Debt that can become burdensome in a small association (BRF)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,222 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre831 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Framsta 2 a financially healthy housing cooperative?
Brf Framsta 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Framsta 2?
The debt is 5,222 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Framsta 2?
The annual fee is 831 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 29% over 3 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Framsta 2 has a health score of 7 out of 10.