Hemlo's BRF analysis
Bostadsrättsföreningen Pärlan i Lund
Org. no. 769636-7791 · Lund
Summary
Bostadsrättsföreningen Pärlan i Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,612 kr per square metre and the annual fee is 881 kr per square metre per year. Higher debt per m² than 98% of associations in Lund. The annual fee has increased 110% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Kortfristig refinansieringsrisk.
Compared with neighbouring associations
- Higher debt per m² than 98% of associations in Lund
- Smaller maintenance fund than 86% of associations in Lund
- Higher equity ratio than 73% of associations in Lund
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Lund
- Built
- 2024
- Apartments
- 107
- Total area
- 6 709 m²
Identified risks
- Very high debt per sqm (kvm)Critical
- Very high interest-rate sensitivityCritical
- Short-term refinancing riskHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre15,612 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre881 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Pärlan i Lund a financially healthy housing cooperative?
- Bostadsrättsföreningen Pärlan i Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Pärlan i Lund?
- The debt is 15,612 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Lund.
- How high is the fee in Bostadsrättsföreningen Pärlan i Lund?
- The annual fee is 881 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 110% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Pärlan i Lund has a health score of 6 out of 10.