Hemlo's BRF analysis

HSB Brf Nätet i Lund

Org. no. 769634-8726 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 19 Jul 2026

Summary

HSB Brf Nätet i Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,847 kr per square metre and the annual fee is 915 kr per square metre per year. Higher equity ratio than 91% of associations in Lund. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet gör ekonomin sårbar, Mycket hög skuldsättning per lägenhet kan driva avgiftshöjningar, Underhållsfonden är inte särskilt stark i relation till skuldbilden.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Lund
  • Higher fee per m² than 66% of associations in Lund
  • Larger maintenance fund than 86% of associations in Lund
  • Higher equity ratio than 91% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²915 kr/m²
+3% over 1 yr20242025
Debt/m²10 847 kr/m²
-1% over 1 yr20242025
Equity ratio79 %
0 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2018
Apartments
80
Total area
5 197 m²

Identified risks

  • Very high interest-rate sensitivity makes the finances vulnerableCritical
  • Very high debt per apartment can drive fee (service charge) increasesCritical
  • The maintenance fund is not very strong in relation to the level of debt.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,847 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre915 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Nätet i Lund a financially healthy housing cooperative?
HSB Brf Nätet i Lund receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Nätet i Lund?
The debt is 10,847 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Lund.
How high is the fee in HSB Brf Nätet i Lund?
The annual fee is 915 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Nätet i Lund has a health score of 6 out of 10.