Hemlo's BRF analysis
Bostadsrättsföreningen Pysslingen på Tomtebo
Org. no. 769632-4743 · Umeå
Summary
Bostadsrättsföreningen Pysslingen på Tomtebo receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,622 kr per square metre and the annual fee is 859 kr per square metre per year. Higher debt per m² than 81% of associations in Umeå. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva upp avgiften kraftigt, Hög skuldsättning per kvadratmeter ökar risken för framtida avgiftspåverkan, Avgifterna stiger snabbt och kan fortsätta uppåt.
Compared with neighbouring associations
- Higher debt per m² than 81% of associations in Umeå
- Higher equity ratio than 77% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 2018
- Apartments
- 46
- Total area
- 2 799 m²
Identified risks
- Very high interest-rate sensitivity can drive the fee up significantlyCritical
- High debt per square metre increases the risk of future fee pressureHigh
- Service charges rise quickly and may continue to go upHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre10,622 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre859 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Pysslingen på Tomtebo a financially healthy housing cooperative?
- Bostadsrättsföreningen Pysslingen på Tomtebo receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Pysslingen på Tomtebo?
- The debt is 10,622 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen Pysslingen på Tomtebo?
- The annual fee is 859 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Pysslingen på Tomtebo has a health score of 5 out of 10.