Hemlo's BRF analysis
Bostadsrättsföreningen Källan i Umeå
Org. no. 769631-6798 · Umeå
Summary
Bostadsrättsföreningen Källan i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,277 kr per square metre and the annual fee is 1,189 kr per square metre per year. Higher fee per m² than 94% of associations in Umeå. The analysis highlights, among other things: Hög skuldsättning med stor refinansieringsrisk, Samlade låneförfall kan ge räntechock samtidigt, Låg underhållsfond trots framtida behov.
Compared with neighbouring associations
- Higher debt per m² than 86% of associations in Umeå
- Higher fee per m² than 94% of associations in Umeå
- Smaller maintenance fund than 67% of associations in Umeå
- Higher equity ratio than 86% of associations in Umeå
Association facts
- Municipality
- Umeå
- Built
- 2016
- Apartments
- 46
- Total area
- 1 657 m²
Identified risks
- High indebtedness with a significant refinancing riskCritical
- Aggregated loan maturities can cause an interest rate shock at the same time.High
- Low maintenance fund despite future needsHigh
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- Debt per square metre11,277 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,189 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Källan i Umeå a financially healthy housing cooperative?
- Bostadsrättsföreningen Källan i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Källan i Umeå?
- The debt is 11,277 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen Källan i Umeå?
- The annual fee is 1,189 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Källan i Umeå has a health score of 6 out of 10.