Hemlo's BRF analysis
Bostadsrättsföreningen Risten i Umeå
Org. no. 769616-4354 · Umeå
Top 7% in Umeå
Summary
Bostadsrättsföreningen Risten i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,541 kr per square metre and the annual fee is 815 kr per square metre per year. Smaller maintenance fund than 89% of associations in Umeå. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Hög avgifts- och finansieringsrisk i närtid, Stor del av lånen ska omförhandlas 2026, Svag underhållsbuffer riskerar framtida kostnadslyft.
Compared with neighbouring associations
- Lower debt per m² than 75% of associations in Umeå
- Lower fee per m² than 64% of associations in Umeå
- Smaller maintenance fund than 89% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 1965
- Apartments
- 84
- Total area
- 7 141 m²
Identified risks
- High fee and financing risk in the near termCritical
- A large portion of the loans is to be renegotiated in 2026High
- A weak maintenance reserve risks future cost increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre4,541 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre815 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Risten i Umeå a financially healthy housing cooperative?
- Bostadsrättsföreningen Risten i Umeå receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Risten i Umeå?
- The debt is 4,541 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen Risten i Umeå?
- The annual fee is 815 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Risten i Umeå has a health score of 9 out of 10.