Hemlo's BRF analysis

Bostadsrättsföreningen Saaris

Org. no. 746000-2301 · Malmö

Stable associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 40% in Malmö

Summary

Bostadsrättsföreningen Saaris receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,109 kr per square metre per year. Higher fee per m² than 91% of associations in Malmö. The analysis highlights, among other things: Hög risk för nära förestående stambyte, Samlad refinansiering av hela lånestocken under 2026, Relativt hög skuldsättning per kvadratmeter.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Malmö
  • Higher fee per m² than 91% of associations in Malmö
  • Smaller maintenance fund than 71% of associations in Malmö
  • Lower equity ratio than 90% of associations in Malmö

Association facts

Municipality
Malmö
Built
1939
Apartments
36
Total area
1 847 m²

Identified risks

  • High risk of an imminent pipe replacement (plumbing upgrade)Critical
  • Comprehensive refinancing of the entire loan portfolio during 2026Critical
  • Relatively high debt per square metreHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,109 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Saaris a financially healthy housing cooperative?
Bostadsrättsföreningen Saaris receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Saaris?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen Saaris?
The annual fee is 1,109 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Saaris has a health score of 7 out of 10.