Hemlo's BRF analysis

Bostadsrättsföreningen Havsstormen

Org. no. 769608-6599 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 7 Aug 2026

Summary

Bostadsrättsföreningen Havsstormen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,414 kr per square metre and the annual fee is 890 kr per square metre per year. Higher debt per m² than 72% of associations in Malmö. The annual fee has increased 31% over 4 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Låg underhållsfond ökar risken för framtida extrauttag, Stor låneskuld i förhållande till liten förening ger sårbar ekonomi.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Malmö
  • Larger maintenance fund than 60% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²890 kr/m²
+31% over 4 yr20212025
Debt/m²11 268 kr/m²
-8% over 4 yr20212025
Equity ratio61 %
+2 pp over 4 yr20212025

Association facts

Municipality
Malmö
Built
2009
Apartments
44
Total area
4 792 m²

Identified risks

  • Very high interest-rate sensitivity can force fee increases.Critical
  • Low maintenance fund increases the risk of future special assessmentsHigh
  • A large loan debt relative to the small association creates a vulnerable economyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,414 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre890 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Havsstormen a financially healthy housing cooperative?
Bostadsrättsföreningen Havsstormen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Havsstormen?
The debt is 11,414 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen Havsstormen?
The annual fee is 890 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 31% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Havsstormen has a health score of 6 out of 10.