Hemlo's BRF analysis

Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen

Org. no. 769628-3865 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 21 Aug 2026

Top 43% in Malmö

Summary

Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,665 kr per square metre and the annual fee is 701 kr per square metre per year. Lower fee per m² than 89% of associations in Malmö. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Hög räntekänslighet vid refinansiering, Svag täckning av intäkter från årsavgifter.

Compared with neighbouring associations

  • Higher debt per m² than 85% of associations in Malmö
  • Lower fee per m² than 89% of associations in Malmö
  • Larger maintenance fund than 63% of associations in Malmö
  • Higher equity ratio than 76% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²701 kr/m²
+3% over 1 yr20242025
Debt/m²13 665 kr/m²
-1% over 1 yr20242025
Equity ratio72 %
+1 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2016
Apartments
87
Total area
5 646 m²

Identified risks

  • Very high debt per sqmCritical
  • High interest rate sensitivity at refinancingCritical
  • Weak coverage of income from annual feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre13,665 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre701 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen a financially healthy housing cooperative?
Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen?
The debt is 13,665 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen?
The annual fee is 701 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Skeppsträdgården 1 i VästraHamnen has a health score of 6 out of 10.