Hemlo's BRF analysis

HSB Bostadsrättsförening Hilda i Malmö

Org. no. 746001-0163 · Malmö

Stable associationBased on the 2025 annual report · Analysed 24 Jun 2026

Top 24% in Malmö

Summary

HSB Bostadsrättsförening Hilda i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,658 kr per square metre and the annual fee is 890 kr per square metre per year. Larger maintenance fund than 98% of associations in Malmö. The analysis highlights, among other things: Mycket låg soliditet ger liten buffert, Stor lånestock med många förfall inom kort tid, Tomträtt kan ge framtida kostnadschock.

Compared with neighbouring associations

  • Lower debt per m² than 61% of associations in Malmö
  • Larger maintenance fund than 98% of associations in Malmö
  • Lower equity ratio than 82% of associations in Malmö

Association facts

Municipality
Malmö
Built
1970
Apartments
767
Total area
59 855 m²

Identified risks

  • Very low equity ratio provides a small bufferCritical
  • Large loan portfolio with many maturities in the near termHigh
  • Ground rent can lead to a future cost shockHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,658 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre890 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Hilda i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Hilda i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Hilda i Malmö?
The debt is 4,658 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 61% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Hilda i Malmö?
The annual fee is 890 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Hilda i Malmö has a health score of 7 out of 10.