Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Bärnstenen

Org. no. 794000-4190 · Umeå

Strong associationBased on the 2025 annual report · Analysed 1 Jul 2026

Top 35% in Umeå

Summary

Riksbyggen Bostadsrättsförening Bärnstenen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,748 kr per square metre and the annual fee is 872 kr per square metre per year. Lower debt per m² than 91% of associations in Umeå. The analysis highlights, among other things: Låg underhållsfond i relation till fastighetens ålder, Avgifterna är på tydlig uppåttrend, Svag soliditet och negativt resultat pressar föreningens buffert.

Compared with neighbouring associations

  • Lower debt per m² than 91% of associations in Umeå
  • Higher fee per m² than 64% of associations in Umeå
  • Larger maintenance fund than 76% of associations in Umeå
  • Lower equity ratio than 76% of associations in Umeå

Association facts

Municipality
Umeå
Built
1971
Apartments
150
Total area
10 221 m²

Identified risks

  • Low maintenance fund in relation to the property’s ageHigh
  • Service charges are clearly on an upward trend.High
  • Weak equity ratio and a negative result are putting pressure on the association’s reserve fundHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,748 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre872 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Bärnstenen a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Bärnstenen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Bärnstenen?
The debt is 2,748 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 91% of associations in Umeå.
How high is the fee in Riksbyggen Bostadsrättsförening Bärnstenen?
The annual fee is 872 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Bärnstenen has a health score of 8 out of 10.