Hemlo's BRF analysis
Brf Guldsmeden
Org. no. 789200-4180 · Sundsvall
Top 37% in Sundsvall
Summary
Brf Guldsmeden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 185 kr per square metre and the annual fee is 733 kr per square metre per year. Lower debt per m² than 100% of associations in Sundsvall. The analysis highlights, among other things: Omedelbar refinansieringsrisk i ett koncentrerat lån, Hög beroendegrad av avgiftsintäkter och begränsad intäktsdiversifiering, Äldre byggnad med genomfört stambyte men fortsatt åldrande system.
Compared with neighbouring associations
- Lower debt per m² than 100% of associations in Sundsvall
- Lower fee per m² than 80% of associations in Sundsvall
- Larger maintenance fund than 100% of associations in Sundsvall
- Higher equity ratio than 92% of associations in Sundsvall
Association facts
- Municipality
- Sundsvall
- Built
- 1964
- Apartments
- 260
- Total area
- 18 392 m²
Identified risks
- Immediate refinancing risk in a concentrated loanCritical
- High dependence on fee income and limited income diversificationHigh
- Older building with plumbing replacement completed but still ageing systemsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre185 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre733 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Guldsmeden a financially healthy housing cooperative?
- Brf Guldsmeden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Guldsmeden?
- The debt is 185 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 100% of associations in Sundsvall.
- How high is the fee in Brf Guldsmeden?
- The annual fee is 733 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Guldsmeden has a health score of 8 out of 10.