Hemlo's BRF analysis

Bostadsrättsföreningen Tjorven 1

Org. no. 769629-0027 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 4 Aug 2026

Summary

Bostadsrättsföreningen Tjorven 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,359 kr per square metre and the annual fee is 1,025 kr per square metre per year. Higher fee per m² than 80% of associations in Malmö. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Otydlig renoveringshistorik och begränsade större åtgärder, Okänt stambytesläge ger dold teknisk osäkerhet, Stor del av lånen förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 67% of associations in Malmö
  • Higher fee per m² than 80% of associations in Malmö
  • Higher equity ratio than 60% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 025 kr/m²
+4% over 1 yr20242025
Debt/m²10 359 kr/m²
-12% over 1 yr20242025
Equity ratio63 %
+3 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
2013
Apartments
32
Total area
2 369 m²

Identified risks

  • Unclear renovation history and limited major worksHigh
  • Unknown pipe replacement status creates hidden technical uncertaintyHigh
  • A large portion of the loans will fall due soon.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,359 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,025 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Tjorven 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Tjorven 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Tjorven 1?
The debt is 10,359 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 67% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen Tjorven 1?
The annual fee is 1,025 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Tjorven 1 has a health score of 6 out of 10.