Hemlo's BRF analysis

Brf Kaj 306

Org. no. 769635-1126 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 26 Sept 2026

Summary

Brf Kaj 306 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,078 kr per square metre and the annual fee is 894 kr per square metre per year. Higher equity ratio than 99% of associations in Malmö. The annual fee has increased 15% over 1 years. The analysis highlights, among other things: Känslig ekonomi med hög ränte- och avgiftspress, Låg underhållsfond inför framtida behov, Tomträtt med omförhandlingsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 63% of associations in Malmö
  • Higher equity ratio than 99% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²894 kr/m²
+15% over 1 yr2024–2025
Debt/m²9 078 kr/m²
-2% over 1 yr2024–2025
Equity ratio85 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Malmö
Built
2020
Apartments
102
Total area
7 480 m²

Identified risks

  • Sensitive finances with high interest-rate and fee pressureCritical
  • Low maintenance fund for future needsHigh
  • Leasehold with renegotiation riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,078 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre894 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kaj 306 a financially healthy housing cooperative?
Brf Kaj 306 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kaj 306?
The debt is 9,078 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Malmö.
How high is the fee in Brf Kaj 306?
The annual fee is 894 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kaj 306 has a health score of 5 out of 10.