Hemlo's BRF analysis

Bostadsrättsföreningen Varpen Norrstrand

Org. no. 773200-2659 · Karlstad

Stable associationBased on the 2023 annual report · Analysed 1 Aug 2026

Top 40% in Karlstad

Summary

Bostadsrättsföreningen Varpen Norrstrand receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 1,372 kr per square metre and the annual fee is 605 kr per square metre per year. Smaller maintenance fund than 91% of associations in Karlstad. The analysis highlights, among other things: Kraftigt underdimensionerad underhållsfond, Samtliga lån förfaller samtidigt, Äldre fastighet med begränsad ekonomisk buffert.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Karlstad
  • Lower fee per m² than 87% of associations in Karlstad
  • Smaller maintenance fund than 91% of associations in Karlstad
  • Lower equity ratio than 81% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
1944
Apartments
30
Total area
1 467 m²

Identified risks

  • Significantly underfunded maintenance fundCritical
  • All loans fall due simultaneouslyHigh
  • Older property with a limited financial bufferHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre1,372 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre605 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Varpen Norrstrand a financially healthy housing cooperative?
Bostadsrättsföreningen Varpen Norrstrand receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Bostadsrättsföreningen Varpen Norrstrand?
The debt is 1,372 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Varpen Norrstrand?
The annual fee is 605 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Varpen Norrstrand has a health score of 7 out of 10.