Hemlo's BRF analysis

Bostadsrättsföreningen Vingården 3 i Jönköping

Org. no. 769632-3414 · Jönköping

Weaknesses presentBased on the 2025 annual report · Analysed 4 Jul 2026

Summary

Bostadsrättsföreningen Vingården 3 i Jönköping receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 19,493 kr per square metre and the annual fee is 1,662 kr per square metre per year. Higher debt per m² than 100% of associations in Jönköping. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Låneförfall koncentrerade inom kort tid.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Jönköping
  • Higher fee per m² than 100% of associations in Jönköping
  • Smaller maintenance fund than 73% of associations in Jönköping
  • Higher equity ratio than 68% of associations in Jönköping

Association facts

Municipality
Jönköping
Built
2018
Apartments
17
Total area
955 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • Loan maturities concentrated within a short period of timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre19,493 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,662 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Vingården 3 i Jönköping a financially healthy housing cooperative?
Bostadsrättsföreningen Vingården 3 i Jönköping receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Vingården 3 i Jönköping?
The debt is 19,493 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Jönköping.
How high is the fee in Bostadsrättsföreningen Vingården 3 i Jönköping?
The annual fee is 1,662 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Vingården 3 i Jönköping has a health score of 4 out of 10.