Hemlo's BRF analysis
BRF Adelsklubben 3
Org. no. 785000-0022 · Gävle
Top 45% in Gävle
Summary
BRF Adelsklubben 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,611 kr per square metre and the annual fee is 935 kr per square metre per year. Smaller maintenance fund than 94% of associations in Gävle. The analysis highlights, among other things: Mycket svag soliditet och negativt eget kapital, Oklart stambyte i 1960-talshus, Svag underhållsreserv trots kända framtida behov.
Compared with neighbouring associations
- Lower debt per m² than 61% of associations in Gävle
- Higher fee per m² than 80% of associations in Gävle
- Smaller maintenance fund than 94% of associations in Gävle
- Lower equity ratio than 90% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1960
- Apartments
- 51
- Total area
- 5 466 m²
Identified risks
- Very weak solidity and negative equityCritical
- Unclear pipe replacement in 1960s housing stockCritical
- Weak maintenance reserve despite known future needsHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre2,611 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre935 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Adelsklubben 3 a financially healthy housing cooperative?
- BRF Adelsklubben 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BRF Adelsklubben 3?
- The debt is 2,611 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 61% of associations in Gävle.
- How high is the fee in BRF Adelsklubben 3?
- The annual fee is 935 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Adelsklubben 3 has a health score of 7 out of 10.