Hemlo's BRF analysis
BRF Adelsklubben
Org. no. 769622-3606 · Gävle
Summary
BRF Adelsklubben receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 10,077 kr per square metre and the annual fee is 753 kr per square metre per year. Higher debt per m² than 76% of associations in Gävle. The analysis highlights, among other things: Hög skuldsättning kombinerat med räntekänslighet, Stor andel lån förfaller inom kort, Låg andel intäkter från årsavgifter.
Compared with neighbouring associations
- Higher debt per m² than 76% of associations in Gävle
- Higher equity ratio than 75% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1969
- Apartments
- 40
- Total area
- 3 376 m²
Identified risks
- High indebtedness combined with interest-rate sensitivityCritical
- Large share of loans due shortlyHigh
- Low proportion of income from annual membership fees (årsavgifter)High
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre10,077 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre753 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Adelsklubben a financially healthy housing cooperative?
- BRF Adelsklubben receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in BRF Adelsklubben?
- The debt is 10,077 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Gävle.
- How high is the fee in BRF Adelsklubben?
- The annual fee is 753 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Adelsklubben has a health score of 5 out of 10.