Hemlo's BRF analysis

RB BRF Kungsgården

Org. no. 785000-1590 · Gävle

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Aug 2026

Summary

RB BRF Kungsgården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,925 kr per square metre and the annual fee is 1,020 kr per square metre per year. Higher fee per m² than 94% of associations in Gävle. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Stambyte kan vara nära och mycket kostsamt, Negativ soliditet ger liten buffert för nya kostnader, Hög avgiftsnivå och nya höjningar tyder på fortsatt kostnadstryck.

Compared with neighbouring associations

  • Higher debt per m² than 80% of associations in Gävle
  • Higher fee per m² than 94% of associations in Gävle
  • Lower equity ratio than 89% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 020 kr/m²
+5% over 1 yr20242025
Debt/m²6 925 kr/m²
-2% over 1 yr20242025
Equity ratio-8 %
-4 pp over 1 yr20242025

Association facts

Municipality
Gävle
Built
1943
Apartments
40
Total area
1 985 m²

Identified risks

  • Pipe replacement can be close by and very expensiveCritical
  • Negative equity provides a small buffer for new costs.High
  • High fee level and new increases indicate continued cost pressureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,925 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,020 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Kungsgården a financially healthy housing cooperative?
RB BRF Kungsgården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Kungsgården?
The debt is 6,925 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Gävle.
How high is the fee in RB BRF Kungsgården?
The annual fee is 1,020 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Kungsgården has a health score of 5 out of 10.