Hemlo's BRF analysis

BRF Aspelyckan

Org. no. 769625-5962 · Kalmar

Acceptable, with remarksBased on the 2024 annual report · Analysed 13 Jun 2026

Summary

BRF Aspelyckan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,043 kr per square metre and the annual fee is 813 kr per square metre per year. Larger maintenance fund than 74% of associations in Kalmar. The annual fee has increased 39% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Stor del av lånen förfaller samtidigt, Låg underhållsfond i förhållande till ytan.

Compared with neighbouring associations

  • Higher debt per m² than 65% of associations in Kalmar
  • Higher fee per m² than 62% of associations in Kalmar
  • Larger maintenance fund than 74% of associations in Kalmar
  • Higher equity ratio than 73% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²813 kr/m²
+39% over 2 yr20222024
Debt/m²11 043 kr/m²
-3% over 2 yr20222024
Equity ratio70 %
0 pp over 2 yr20222024

Association facts

Municipality
Kalmar
Built
2014
Apartments
43
Total area
3 471 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • A large portion of the loans falls due at the same timeHigh
  • Low maintenance fund in relation to the areaHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,043 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre813 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Aspelyckan a financially healthy housing cooperative?
BRF Aspelyckan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Aspelyckan?
The debt is 11,043 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Kalmar.
How high is the fee in BRF Aspelyckan?
The annual fee is 813 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 39% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Aspelyckan has a health score of 6 out of 10.