Hemlo's BRF analysis

BRF Backgläntan 1

Org. no. 769640-5963 · Sandviken

Stable associationBased on the 2025 annual report · Analysed 5 Jun 2026

Summary

BRF Backgläntan 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 892 kr per square metre per year. Higher equity ratio than 97% of associations in Sandviken. The analysis highlights, among other things: Hög skuldsättning med mycket begränsad motståndskraft vid kostnadsökningar, Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Svag underhållsreserv kan ge framtida extrakostnader.

Compared with neighbouring associations

  • Lower debt per m² than 87% of associations in Sandviken
  • Smaller maintenance fund than 91% of associations in Sandviken
  • Higher equity ratio than 97% of associations in Sandviken

Association facts

Municipality
Sandviken
Built
2025
Apartments
40
Total area
2 660 m²

Identified risks

  • High indebtedness with very limited resilience to cost increasesCritical
  • Very high interest-rate sensitivity may force rent increasesCritical
  • A weak maintenance reserve can lead to future extra costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre892 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Backgläntan 1 a financially healthy housing cooperative?
BRF Backgläntan 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Backgläntan 1?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Sandviken.
How high is the fee in BRF Backgläntan 1?
The annual fee is 892 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Backgläntan 1 has a health score of 7 out of 10.