Hemlo's BRF analysis
Bostadsrättsföreningen Säljan Strand 1
Org. no. 769636-0820 · Sandviken
Summary
Bostadsrättsföreningen Säljan Strand 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 10,083 kr per square metre and the annual fee is 582 kr per square metre per year. Higher debt per m² than 95% of associations in Sandviken. The analysis highlights, among other things: Hög skuldsättning med mycket låg intäktstäckning, Stort ränteberoende i hela låneportföljen, Tomträtt kan ge kraftigt ökade markkostnader vid omförhandling.
Compared with neighbouring associations
- Higher debt per m² than 95% of associations in Sandviken
- Lower fee per m² than 93% of associations in Sandviken
- Higher equity ratio than 73% of associations in Sandviken
Association facts
- Municipality
- Sandviken
- Apartments
- 20
- Total area
- 1 200 m²
Identified risks
- High indebtedness with very low income coverageCritical
- High interest-rate dependence across the entire loan portfolioCritical
- Ground lease (tomträtt) can result in significantly increased land costs during renegotiationHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre10,083 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre582 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Säljan Strand 1 a financially healthy housing cooperative?
- Bostadsrättsföreningen Säljan Strand 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Säljan Strand 1?
- The debt is 10,083 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Sandviken.
- How high is the fee in Bostadsrättsföreningen Säljan Strand 1?
- The annual fee is 582 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Säljan Strand 1 has a health score of 5 out of 10.