Hemlo's BRF analysis
Brf Björkpyrolan
Org. no. 716458-6179 · Gävle
Summary
Brf Björkpyrolan receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 7,297 kr per square metre and the annual fee is 833 kr per square metre per year. Higher debt per m² than 84% of associations in Gävle. The analysis highlights, among other things: Hög räntekänslighet kan driva kraftiga avgiftshöjningar, Stor refinansieringsrisk när nästan hela låneportföljen ska omförhandlas, Låg soliditet ger liten buffert mot oväntade kostnader.
Compared with neighbouring associations
- Higher debt per m² than 84% of associations in Gävle
- Higher fee per m² than 61% of associations in Gävle
- Larger maintenance fund than 67% of associations in Gävle
- Lower equity ratio than 76% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1993
- Apartments
- 72
- Total area
- 6 566 m²
Identified risks
- High interest-rate sensitivity can drive sharp fee increasesCritical
- High refinancing risk when almost the entire loan portfolio has to be renegotiatedHigh
- Low solidity provides a small buffer against unexpected costsHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre7,297 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre833 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Björkpyrolan a financially healthy housing cooperative?
- Brf Björkpyrolan receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Björkpyrolan?
- The debt is 7,297 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Gävle.
- How high is the fee in Brf Björkpyrolan?
- The annual fee is 833 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Björkpyrolan has a health score of 7 out of 10.