Hemlo's BRF analysis

Brf Björnbo, Björneborg

Org. no. 716411-3602 · Kristinehamn

Strong associationBased on the 2024 annual report · Analysed 1 Jun 2026

Summary

Brf Björnbo, Björneborg receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,076 kr per square metre and the annual fee is 751 kr per square metre per year. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Låg underhållsreserv i förhållande till framtida åtgärder, Okänt stambytesläge kan dölja en stor framtida kostnad, Hög refinansieringsrisk när hela lånet förfaller samtidigt.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²751 kr/m²
+4% over 1 yr20232024
Debt/m²1 077 kr/m²
-3% over 1 yr20232024
Equity ratio29 %
0 pp over 1 yr20232024

Association facts

Municipality
Kristinehamn
Apartments
44
Total area
3 076 m²

Identified risks

  • Low maintenance reserve in relation to future measuresHigh
  • Unknown pipe replacement condition can conceal a major future costHigh
  • High refinancing risk when the entire loan falls due at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,076 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre751 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Björnbo, Björneborg a financially healthy housing cooperative?
Brf Björnbo, Björneborg receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Björnbo, Björneborg?
The debt is 1,076 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Björnbo, Björneborg?
The annual fee is 751 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Björnbo, Björneborg has a health score of 9 out of 10.