Hemlo's BRF analysis

HSB Brf Södermalm i Kristinehamn

Org. no. 773600-0436 · Kristinehamn

Very strong associationBased on the 2025 annual report · Analysed 30 Apr 2026

Summary

HSB Brf Södermalm i Kristinehamn receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,441 kr per square metre and the annual fee is 819 kr per square metre per year. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Refinansieringsrisk när hela låneportföljen förfaller inom kort tid, Underhållsfonden kan vara otillräcklig för framtida större åtgärder, Äldre fastighet med få bekräftade större renoveringar efter stambytet.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²819 kr/m²
+3% over 1 yr20242025
Debt/m²2 441 kr/m²
-3% over 1 yr20242025
Equity ratio52 %
+1 pp over 1 yr20242025

Association facts

Municipality
Kristinehamn
Built
1953
Apartments
84
Total area
5 053 m²

Identified risks

  • Refinancing risk when the entire loan portfolio is due within a short period of timeMedium
  • The maintenance fund may be insufficient for future major measuresMedium
  • Older property with few confirmed major renovations after the plumbing replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,441 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre819 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Södermalm i Kristinehamn a financially healthy housing cooperative?
HSB Brf Södermalm i Kristinehamn receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Södermalm i Kristinehamn?
The debt is 2,441 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Södermalm i Kristinehamn?
The annual fee is 819 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Södermalm i Kristinehamn has a health score of 10 out of 10.