Hemlo's BRF analysis

Brf Domkyrkobacken

Org. no. 769628-8104 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

Brf Domkyrkobacken receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,764 kr per square metre and the annual fee is 795 kr per square metre per year. Higher debt per m² than 84% of associations in Karlstad. The annual fee has increased 25% over 3 years. The analysis highlights, among other things: Hög skuldsättning per kvm medför känslighet för räntehöjningar, Stor del av lånen förfaller inom kort, Låg underhållsreserv i förhållande till möjliga framtida projekt.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Karlstad
  • Higher fee per m² than 65% of associations in Karlstad
  • Higher equity ratio than 72% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²795 kr/m²
+25% over 3 yr20222025
Debt/m²10 764 kr/m²
-13% over 3 yr20222025
Equity ratio62 %
+3 pp over 3 yr20222025

Association facts

Municipality
Karlstad
Apartments
17
Total area
1 262 m²

Identified risks

  • High debt per sqm makes it sensitive to interest rate increasesCritical
  • A large portion of the loans falls due soon.High
  • Low maintenance reserve in relation to possible future projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,764 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre795 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Domkyrkobacken a financially healthy housing cooperative?
Brf Domkyrkobacken receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Domkyrkobacken?
The debt is 10,764 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Karlstad.
How high is the fee in Brf Domkyrkobacken?
The annual fee is 795 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 25% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Domkyrkobacken has a health score of 6 out of 10.