Hemlo's BRF analysis

Bostadsrättsföreningen Zakrisdalshöjden i Karlstad

Org. no. 769620-4879 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Bostadsrättsföreningen Zakrisdalshöjden i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,312 kr per square metre and the annual fee is 538 kr per square metre per year. Lower fee per m² than 94% of associations in Karlstad. The analysis highlights, among other things: Stor refinansieringsrisk när två lån förfaller samtidigt, Hög räntekänslighet kan tvinga fram avgiftshöjningar, Tunn underhållsfond i förhållande till kommande behov.

Compared with neighbouring associations

  • Higher debt per m² than 64% of associations in Karlstad
  • Lower fee per m² than 94% of associations in Karlstad
  • Higher equity ratio than 83% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
2010
Apartments
18
Total area
1 872 m²

Identified risks

  • High refinancing risk when two loans fall due at the same timeCritical
  • High interest rate sensitivity can force fee increasesHigh
  • Thin maintenance fund in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,312 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre538 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Zakrisdalshöjden i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Zakrisdalshöjden i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Zakrisdalshöjden i Karlstad?
The debt is 6,312 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Zakrisdalshöjden i Karlstad?
The annual fee is 538 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Zakrisdalshöjden i Karlstad has a health score of 6 out of 10.