Hemlo's BRF analysis

BRF Elefanten

Org. no. 775700-0398 · Kumla

Stable associationBased on the 2025 annual report · Analysed 27 May 2026

Summary

BRF Elefanten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,825 kr per square metre and the annual fee is 949 kr per square metre per year. Smaller maintenance fund than 100% of associations in Kumla. The analysis highlights, among other things: Tom underhållsfond trots pågående tekniska behov, Endast delvis genomfört stambyte i en äldre fastighet, Avgiftsnivån ligger över normalnivå.

Compared with neighbouring associations

  • Higher debt per m² than 60% of associations in Kumla
  • Higher fee per m² than 60% of associations in Kumla
  • Smaller maintenance fund than 100% of associations in Kumla
  • Higher equity ratio than 100% of associations in Kumla

Association facts

Municipality
Kumla
Built
1943
Apartments
17
Total area
804 m²

Identified risks

  • Insufficient maintenance fund despite ongoing technical needsHigh
  • Only partially completed pipe replacement in an older propertyHigh
  • The fee level is above the normal level.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,825 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre949 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Elefanten a financially healthy housing cooperative?
BRF Elefanten receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Elefanten?
The debt is 2,825 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Kumla.
How high is the fee in BRF Elefanten?
The annual fee is 949 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Elefanten has a health score of 7 out of 10.